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With 20 years of experience working with clients from all walks of life, Craig Black is in the perfect place to determine your best path forward.
We take the time to get to know you and your unique circumstances, because we want to serve you well. Because when it comes to debt relief the details really do matter.
Atlanta, Georgia 30354
Building C Suite 210
Conyers, Georgia 30094
Atlanta, Georgia 30339
Sandy Springs, GA 30342
Chapter 7 bankruptcy is for those who can’t make regular payments to pay off their debt. It allows you to wipe out most of the debt that isn’t secured – like credit cards, for instance. It is sometimes called a “liquidation” bankruptcy, because you will sell some of your assets for cash to pay off debt. The goal is a fresh financial start. (Source: irs.gov)
Here are a few details:
- Chapter 7 will end most, or even all, of your debt
- It can stop the debt collection phone calls, garnishments, liens, repossessions, and foreclosures
- You might have to give up some of the things that you owe money on
- Your car and home will remain in your possession
- Chapter 7 isn’t as harmful to your long-term credit score as many people think
If you have mounting debt that could lead to repossession or foreclosure, bankruptcy may be your best option. But it takes a skilled and experienced bankruptcy attorney to determine what you qualify for.
In your initial consultation with The Craig Black Law Firm LLC, we will take a look at your financial situation and give you options. You’ll also discuss the up and downsides of filing bankruptcy, so you will have all the information you need to be comfortable with your decision.
Once you choose your path out of financial distress, we will explain the information needed from you, and how everything will work. We’ll then walk with you through the entire process.
Wondering whether you qualify for Chapter 7 or Chapter 13 bankruptcy? Sign up for a Free Consultation with Craig!