Bankruptcy Basics

If you're considering bankruptcy chances are you're under a lot of pressure. That can complicate the process of figuring out what's best for you.

We're here to help, with answers to common questions, and easy-to-follow discussions of the issues you need to pay attention to. If you find this helpful, or need some clarification feel free to get in touch with us.

Bankruptcy and Your Career: Boon or Bust?

Posted by Craig Black | Feb 12, 2024 | 0 Comments

Facing financial hardship can feel overwhelming, and the prospect of bankruptcy might raise concerns about the impact it could have on your long-term employment prospects. Specifically, you might be wondering: “Will it ruin my career?” The truth is, the impact of bankruptcy on your career path i...

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Exploring Bankruptcy When Your Spouse Isn’t on Board

Posted by Craig Black | Feb 07, 2024 | 0 Comments

Debt can be a major strain on any marriage, and filing for bankruptcy can offer relief from the overwhelming debt burdens. The decision is especially complex when your spouse isn't even open to considering it. Open Communication First things first, you need to have an open and honest conversat...

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Don't Fall For Debt Consolidation Companies' "Promises"

Posted by Craig Black | May 12, 2023 | 0 Comments

Don't fall for debt consolidation companies' “promises”. Debt consolidation companies may seem like a great solution for those struggling with debt, but in reality, they come with a host of disadvantages that can ultimately lead to even more financial troubles. Instead, filing for Chapter 13 bank...

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Difference Between Debt Consolidation and Filing Chapter 13 Bankruptcy

Posted by Craig Black | May 12, 2023 | 0 Comments

What is the difference between debt consolidation and filing Chapter 13 bankruptcy? While debt consolidation companies can offer temporary relief, they often come with disadvantages that can outweigh their benefits. On the other hand, filing for Chapter 13 bankruptcy can provide long-term benefits and stability for those struggling with overwhelming debt.

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Using Chapter 13 To Stop Foreclosure

Posted by Craig Black | Jan 28, 2022 | 0 Comments

We're in the beginning of year 3 of Covid-19, and many of the luxuries we once enjoyed are still out of reach. But there's one reminder of the past that has come back strong: home foreclosures. Mortgage forbearance ended in December of 2021, so many of us are facing a huge mortgage bill, and no ...

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5 Ways To Stop Car Repossession

Posted by Craig Black | Nov 04, 2021 | 0 Comments

Repossession is one of the biggest fears of a car owner in a financial pinch. It can feel like the hard work you've put into paying your auto loan has suddenly been invalidated – like it doesn't even matter. And adding insult to injury, once your car has been repossessed the lender may charge you...

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Discharge In Bankruptcy: Everything You Need To Know

Posted by Craig Black | Nov 03, 2021 | 0 Comments

Recent studies found that as many as 80% of Americans are living in debt. Mortgages are the most common type of debt, followed by credit cards, cars, and of course student loans. For most people, debt is just another part of life and they don't have any problem making the required monthly paymen...

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What Happens To My Car During Bankruptcy?

Posted by Craig Black | Oct 28, 2021 | 0 Comments

A common concern of people who are considering bankruptcy is what will happen to their car. After all, without a car you won't be able to get to work, buy groceries, or do any of the other things that help you earn a living. Sometimes people in a financial crisis look to quick fixes, like deferr...

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How To Stop Wage Garnishment in Georgia

Posted by Craig Black | Oct 14, 2021 | 0 Comments

If you've found yourself in a tough financial situation, having money withheld from your paycheck may be the last thing you want. Wage garnishment is when a creditor gets permission from the courts to have money withheld from your paycheck, or withdrawn from your bank account, in order to pay of...

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Start Fresh Today

Posted by Craig Black | Sep 15, 2021 | 0 Comments

Explaining how bankruptcy can bring debt relief is one way we help our clients regain control of their lives. In this article we tell you how bankruptcy works and how it can help give you a fresh start. Bankruptcy in Georgia is designed to help those who can't pay their debts get into a better f...

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