Bankruptcy Attorney in Marietta, Georgia
Located just northwest of Atlanta, Marietta, Georgia, is a city that blends rich history with modern charm. Known for its picturesque Marietta Square, the city is home to local boutiques, restaurants, and cultural attractions like the historic Strand Theatre and the Marietta Museum of History. Civil War sites, such as Kennesaw Mountain National Battlefield Park, provide a glimpse into the past, while family-friendly attractions like Six Flags White Water provide fun for both locals and tourists.
Marietta's beautiful suburbs, excellent schools, and a strong sense of community make it a desirable place to live and work. However, financial struggles can happen to anyone, and when debt becomes overwhelming, knowing your legal options is essential. That's where an experienced bankruptcy attorney can provide the guidance you need to regain control of your financial future.
You may even be facing foreclosure or property repossession. As mounting debt starts to become overwhelming, you may find it tough to know how to tackle it. For some Marietta residents, bankruptcy can provide some much-needed relief from financial stress.
From East Cobb to the historic Marietta Square, Marietta is home to plenty of hard-working residents who have fallen behind on their bills due to a variety of circumstances. The Craig Black Law Firm understands the stress that this can cause and will help you navigate your options. When you call my office at 678-888-1778, you speak to me personally. You can also fill out this confidential contact form to get in touch with me.
Get Immediate Relief Through Bankruptcy
If your debt is overwhelming, bankruptcy could be a viable solution. We'll look at your situation to determine whether it will work for you, but one of the biggest benefits is the automatic stay.
What is an automatic stay? It's issued by the courts for both Chapter 7 and Chapter 13 filings to halt all further collection efforts. An automatic stay immediately pauses the following actions:
- Wage garnishments: Are debts coming out of your paycheck? An automatic stay will stop that, as well as any ongoing attempts to garnish your wages so that you can take control of your earnings.
- Foreclosures: The prospect of losing your home to foreclosure can be scary, but an automatic stay will put a halt to that, letting you stay in your home while you get a handle on things.
- Repossessions: Creditors can take items to compensate for missed payments. An automatic stay will prohibit creditors from repossessing your vehicle and other secured property.
- Creditor harassment: Those debt collector calls and messages can be annoying at best and threatening at worst. An automatic stay directs lenders, creditors, and debt collectors to stop contacting you.
If you live in the Marietta area and are facing any of these issues, we can help. We'll determine whether bankruptcy is the right choice for you and, if so, advise you on both types of bankruptcy to help you decide.
Chapter 7 and Chapter 13 Bankruptcy in Marietta
At the Craig Black Law Firm, we focus on the two most common types of bankruptcy for Georgia residents:
- Chapter 7 bankruptcy: If you want to start over with a clean slate, this option might work best. Most of your unsecured debts will be discharged in exchange for assets being seized to offset creditors' losses.
- Chapter 13 bankruptcy: With this option, you're set up on a repayment plan, giving you three to five years to make regular payments. At the end of that timeframe, the remaining debts will be discharged. With this option, your assets won't be seized.
How the Craig Black Law Firm Can Help
The Craig Black Law Firm's personalized touch helps Marietta residents navigate the bankruptcy process. Contact me at 678-888-1778 or complete this contact form to get in touch.