Bankruptcy Attorney in Atlanta, Georgia
Atlanta is a city rich in history, culture, and Southern charm. From the iconic downtown skyline to the peaceful, tree-lined streets of its suburbs, the city offers a unique blend of past and present. As the birthplace of Martin Luther King Jr. and a key hub of the Civil Rights Movement, Atlanta is deeply rooted in history while also serving as a thriving center for business, entertainment, and innovation. Visitors and residents alike can explore world-class attractions like the Georgia Aquarium, stroll through the BeltLine, or enjoy the vibrant dining scene in Buckhead and Decatur.
Atlanta is a city full of life—but like any place, financial challenges can arise. If you're facing overwhelming debt, understanding your legal options is crucial, and that's where a knowledgeable bankruptcy attorney can help.
If you're facing foreclosure, wage garnishment, repossession, or overwhelming debt in Atlanta, Georgia, the Craig Black Law Firm can help. It might feel like you're alone in your financial struggles, but that isn't the case at all. We work with clients throughout the Atlanta area who are looking for financial relief, and we have the experience necessary to help.
The Craig Black Law Firm can look at your financial situation and advise you on the best next steps. When you call my office, you won't deal with receptionists or call centers. I pick up the phone and personally speak to you as we work through how best to proceed. If you're looking for help with financial struggles in Atlanta, give me a call at 678-888-1778 or complete my confidential contact form.
Stop Foreclosure, Garnishments, and Repos Today
Bankruptcy isn't the best option for everyone, but if you're facing foreclosure or repossession of high-dollar items like vehicles, it's definitely worth considering. Filing for bankruptcy will initiate something called an automatic stay, which immediately forces creditors to put all collections efforts on pause.
An automatic stay also stops wage garnishments, effectively helping you regain control of your paycheck. Automatic stays stop pesky calls, messages, and letters from debt collectors and creditors, freeing up your day to focus on working and spending time with your family.
Chapter 7 and Chapter 13 Bankruptcy Options
For Atlanta residents considering bankruptcy, it's important to understand the difference between each option:
- Chapter 7 bankruptcy: This type of bankruptcy is most commonly associated with the practice. With Chapter 7, your debt is completely discharged, but all non-exempt assets are seized to pay creditors.
- Chapter 13 bankruptcy: This option allows you to keep your assets, but you're required to repay your debts. The courts will set you up on a repayment plan that lasts three to five years. At the end of that period, all remaining non-exempt debt will be discharged.
We'll work with you to determine the best choice for your situation and long-term goals. If you've already filed for bankruptcy, we can provide post-filing support, as well, including converting from Chapter 13 to Chapter 7, enforcing automatic stays, and helping you with any post-discharge issues you encounter.
How the Craig Black Law Firm Can Help
Debt can feel daunting, but the Craig Black Law Firm can help you find a way forward. One of the best things about working with us is that you get a partner who listens. We take into account your concerns and work with you to put together the best plan for your circumstances.
We proudly serve the entire Atlanta area, including Southwest Atlanta, West End, College Park, and Decatur. If you're considering filing for bankruptcy, we can help. We'll guide you through the best type of bankruptcy and help with filings. Give us a call today at 678-888-1778 or fill out this contact form, and I'll reach out to you.